Gold has beaten stocks and real estate over the last 20 years. It delivered 15% yearly returns. This grew investors’ cash 16.3 times. Stocks did 12.1 times. Real estate just 4.3 times. FundsIndia shared this data.
Gold, stocks, or real estate: Which one grew money best in 20 years?
Gold, stocks, or real estate: Which one grew money best in 20 years? (AI image)
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In 20 years, various investments shone at different times. Local and world events shaped markets. Gold, stocks, and property rose and fell in waves. Stocks surged sometimes. Home prices jumped too. Gold boosted wealth many times. Yet, for top growth? Gold wins.
Gold against stocks against real estate: A 20-year path
A fresh FundsIndia report shows gold topped returns in 20 years.
Gold: This metal earned 15% average yearly return over 20 years (CAGR). A Rs 1 lakh bet in 2005 would hit about Rs 16.3 lakh now.
Stock market (Nifty): At 13.3% yearly, stocks grew wealth 12.1 times. That Rs 1 lakh turns to Rs 12.1 lakh after 20 years.
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Real estate: It gave 7.7% yearly returns. Money grew only 4.3 times in 20 years. Compared to gold and stocks, property lagged. A Rs 1 lakh investment became Rs 4.3 lakh.
Real estate vs gold: Which beat returns in the last 10 to 15 years?
The facts stand out. Gold topped stocks and real estate over the long haul.
Why gold leads?
In 20 years, gold served as a safe spot for investors. Think global crises, rising prices, rate shifts, and world conflicts. When markets got shaky, people bought gold. Prices kept climbing. The 2025 surge shows this well.
Stocks and property results
Stocks did solid over time, at 13.3% CAGR (NIFTY50). SIP buyers or steady investors saw nice gains.
Real estate lagged though. It boomed early, but prices flatlined lately. That cut average returns.
Gold vs stocks vs property in the last 10 and 15 years
The report says gold outdid stocks and real estate in 10 years and 15 years too, not just 20. Gold hit 16.6% CAGR in 10 years and 12.4% in 15. Stocks (NIFTY50) got 13.3% and 11.2% in those periods. Property? Just 5.1% and 5.9% CAGR. Long-term gold holders gained more than stock or property buyers.