Many Indian property investors lose significant money quietly. Real estate advisor Aishwarya Shri Kapoor says this isn’t due to price drops. It happens because they fail to grasp property risks correctly.
Kapoor explains on Threads that “risk” in real estate isn’t a single issue. It has many parts. Investors often overlook four main risks, she notes.
Regulatory Risk can impact property value. Zoning changes or delays in approvals can ruin good sites. Kapoor advises watching policy drafts, not just final approvals. Checking RERA updates and urban plans is key. Many ignore these until it is too late.
Liquidity Risk concerns how fast you can sell. A property might seem profitable. But can you sell it quickly? Kapoor notes that in some Gurgaon areas, a 6-9 month sale delay cuts your return in half. She suggests planning exit times and watching resale markets. Do not just trust hype from new projects.
Infrastructure Risk arises from delayed projects. A metro line that is three years late disrupts cash flow. Kapoor suggests checking tender and funding status. Having backup transport options, like roads and metro, helps protect your money.
Counterparty Risk involves trusting your developer. Financial problems with a builder can ruin a good investment. Kapoor recommends checking credit ratings. Look at their past projects and land ownership clarity.
Kapoor states property risk is not just market drops. It is about unforeseen problems. Understanding these four risk areas helps you invest better than most in Gurgaon.