Paisalo Digital Limited’s Operations and Finance Committee completed a private placement on August 20, 2025. They issued 300 listed Commercial Papers. Rajarambapu Sahakari Bank Ltd. purchased these papers. Each paper had a face value of Rs 5,00,000. The issue price was Rs 4,77,386.50. The yield offered was 9.50 percent. The total issue value amounted to Rs 14,32,15,950.00. The redemption value reached Rs 15,00,00,000.00. These papers have a 182-day term. They mature on February 18, 2026.
Paisalo Digital provides small loans for income generation. They serve underserved people across 22 Indian states and union territories. Their network has 3,997 touch points. They aim to be a dependable financial partner. The company uses a customer-first strategy. Data analytics helps them create tailored solutions. They ensure good governance and follow rules.
Paisalo Digital reported record total income for the June 30, 2025 quarter. Income reached Rs 218.7 crore. This is a 17 percent increase from last year. The company also passed 1.1 crore customers. They added about 15 lakh new customers this quarter. This shows their leading role in broad growth. Key results for the quarter include a 14 percent rise in Asset Under Management (AUM). This reached Rs 5,230.2 crore. Disbursements grew 16 percent year-over-year to Rs 758.1 crore. Net Interest Income rose 20 percent to Rs 124.4 crore.
The company also kept its asset quality strong. Gross Non-Performing Assets (GNPA) were 0.85 percent. Net Non-Performing Assets (NNPA) were 0.68 percent. Their Capital Adequacy Ratio was a healthy 39.5 percent. Paisalo Digital opened 50 new branches. This brings their total to 401. They strengthened their co-lending ties with SBI. This will help provide more loans to MSME and SME clients.
The stock price has increased by 6.7 percent. This is from its 52-week low of Rs 29.40 per share. SBI Life Insurance Co. Ltd. held an 8.96 percent stake as of June 2025. Life Insurance Corporation of India (LIC) owned a 1.12 percent stake.